Are there any fees for purchases made through Xfers? April 16, 2018 07:01 Updated No. Transaction fees for purchases made via Xfers are shouldered by the merchant, not the user. Related articles Are there any fees for sending or receiving a Payout? Will I get higher account limits if I signed up for a Merchant account? My purchase was not successful. Can I request for a refund? Are there any fees for depositing into my Xfers account? Can I transfer funds to Xfers via over-the-counter payments or ATM?